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Whether you own a home, business or commercial property - you will someday have to deal with damage mostly caused by circumsatnces beyond your control. All property owned has to carry an insurance policy, which is meant to protect it from losses that may occur by sudden or accidental means.
Insurance is big business. Consumers pay high premiums to insurers under contractual agreement and the understanding that when something goes wrong, that meets the proper provisions as stated in the policy - the insurer is under obligation to honor its contractual agreement and assist the policyholder in settling their insured property loss claim.
But, we don't live in a perfect world - do we?
As much as you may want to believe that your insurer is going to be there when you need them the most, nothing could be father from the truth.
Are all insurance companies bad? Of course not. However, it is common practice within the insurance industry to minimize claims by encouraging cost saving methods.
To make matters even worse, some policyholders tray to handle their own claims -
BIG MISTAKE!
Unless you experienced in the language of insurance policies, you will lack the fundamental and adjusting skills to be on a level playing field with an insurance company adjuster.
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